Define Accident.
Accident is an unintended occurrence arising out of and in the course of employment of a person resulting in injury.
Remember, injury is must in an accident.
What is Disabling Injury or Lost Time Injury ?
An injury causing disablement extending beyond the day of shift on which the accident occurred.
What do you mean by Non-disabling Injury ?
An injury which requires medical treatment only, without causing any disablement whether of temporary or permanent nature.
What is Partial Disablement ?
This is of two types:
Partial Temporary Disablement - Disablement of a temporary nature which reduces the earning capacity of an employed person in any employment in which he was engaged at the time of the accident resulting in the disablement;
Partial Permanent Disablement - Disablement of a permanent nature, which reduces his earning capacity in every employment which he was capable of undertaking at the time.
What is Total Disablement ?
Disablement, whether of a temporary or permanent nature, which incapacitates a workman for all work which he was capable of performing at the time of the accident resulting in such disablement.