List of uninsured costs of an accident that could be incurred:
- Loss of income due to missed work or disability
- Medical bills beyond the coverage limits of insurance
- Physical therapy and rehabilitation costs
- Prescription medication costs
- Home healthcare expenses
- Transportation costs for medical appointments
- Vehicle rental costs while the damaged vehicle is being repaired
- Loss of personal property inside the vehicle
- Legal fees if a lawsuit is filed
- Court fees and fines if found liable for the accident
- Increased insurance premiums due to being considered a high-risk driver
- Loss of future earning potential due to permanent disability
- Pain and suffering compensation for the victim and their family
- Emotional distress for the victim and their family
- Cost of modifications to the home or vehicle to accommodate a disability
- Funeral expenses if the accident resulted in a death
- Loss of companionship for the victim's family in the event of a wrongful death
- Time and expense of attending court appearances and depositions
- Loss of education opportunities for the victim or their family
- Loss of future pension or retirement benefits due to permanent disability